SysPaisa is India's leading Payment Solutions Platform enabling
offline economy to shift from paper to digital collections & payouts.
Vision & Mission
Vision
Buliding ecosystem of technology products and services to solve business problems
around
payments and feliver through low-cost, high-value model.
Mission
To digitize the traditional offline economy and help businesses
manage receivables and payables froom a single digit platform.
80,000+
Happy Merchants
Rs. 70,000 Cr+
Current transaction run-rate
2014
Established
4,30,000+
Transactions
processed per day
In-principal approval from Reserve Bank of India (RBI) for payment
Aggregation
(PA) authorization
Some of our esteemeted client :-
Who we are
A fast-growing fintech player building solutions around financial ecosystem
We provide tech-based solutions to help businesses to enhance their earnings and transform the way
businesses manage their finance function.
Size agnostic
Large enterprises
MSMEs
New age startups
Plug-and-play
Easy integration
API-Driven
Faster implementation
Sector agnostic and customizable
Education
BFSI
E-Commerce
Real Estate
Grocery
Utilities
Government
B2B Supply Chain
End-to-end financial management
Pay-ins & pay-outs
Automated payment reminders and reconciliations
Neo Banking
Digital Lending Stack
Expense Management
Tax Management
What we do
Sector-agnostic solutions for industry-wide pain points
Lack of integrated and unified collections and payout
management tools
Full-suite offering-pay-in and collections, automated payment workflows, card
issuance, lending
Delayed collection cycles
Standalone or integrated reminder-based collection automtion solutions
Poor checkout experience
API-enabled checkout VAS-iframe, coupon management, product
recommendations, etc.
Installing an ERP1system is too costly
Affordable services, fast implementation and easily inntegrated with
existing systems
Lack of "mix and match"solutions
Highly customisable product suite with ability to mix and match
solutions and value-added services
Challenging management information systems and reconciliation procedures
Simple API-based solutions facilitating the automation of reconcilition
procedures
What we do
Sector-agnostic solutions for industry-wide pain points
Education
Complex Fee Collection, Long Collection Cycle
Education-specific reconciliation solutions
Real-time data and analytics
E-commerce
Complex integration of offline and online payments
Management of multiple payouts
Full-suite unified payments offering
Utilities
Challenging offline collection process
Reminder-based collection automation solutions
Insurance
Reminder and refund processes
Time-consuming claim payout processes
Advanced payouts management and automated reminder and reconciliation solutions
NBFC
Time-consuming and slippages in EMI collection processes
Cumbersome loan disbursements
Unified collection and subscription management tools
Seamless payouts with maker-checker
NGO
Challenging recurring donationocollections
Recurring collection solutions over multiple VAS offerings - Link, payment pages,
invoicing, etc.
Payment solutions crafted for varied business needs
Comprehensive Payment Solutions Platform
Education
FeesBuzz
Fee collection suite
Lending API (Eduvanz, Upwards)
Forms with analytics
Split payments
Easy collect
Reminder-based collections
DIY payment links and pages
Brand coupons - 50% cashback
BSFI
Auto-debit/recurring suite: E-NACH, E-MANDATE,
and UPI 2.0
EasyCollect
InstaCollect (Virtual A/Cs) + ePOS
Account validation (penny drop
Virtual Payment Address - VPA, Third Party Validation TPV)
Split payments
E-Commerce
Sub-aggregator (franchise model)
Coupons, Cashbacks, & Discounts
Split payments
iFrame (seamless checkout
with cancellation reason)
Real Estate
Forms with Analytics
InstaCollect (Virtual A/Cs) - IMPS/NEFT/RTGS on collections
EasyCollect
Government
SmartBilling
InstaCollect
EasyCollect
Split Payments
Challen-based system (receipt which can be used in Bank for
NEFT/RTGS/IMPS)
B2B Supply Chain
Teller - distribution chain solution
Lending as a service (embedded finance)-
Corporate cards, credit line, revenue-based financing
SysPaisa Ecosystem
API / SDK Powerhouse
Cordova
Flutter
WordPress
React Native
Xamarin
Android
Shopify
Tally
GoLang
Zoho
Java
JavaScript
.Net
PHP
ASP.NET
Python
NodeJS
Drupal
Capacitor JS
Ruby
and more
SAAS-based / no-code application
Plug & Play Products
Strong Compliance
What our customers say about us
Vaijanath Buradkar
CAFO - Maharashtra Tourism Development Corporation (MTDC)
We are very happy with SysPaisa service and find it easy to use not only from a business
perspective but also from a developer's point of view. We look forward to taking this
partnership further.
George Francis
Marketing Lead
bbdaily-bigbasket
The Development team at bigbasket found SysPaisa payment solutions easy to use.
The service quality is awesome and helped us save on the cost of operations.
SysPaisa brings value in terms of customer satisfaction with its high success rates
in processing payments and also offers seamless integrated APIs.
Dr. Biju G. Pillai
Senior Director - IT & Admissions
Sri Balaji
University
Our experience with the SysPaisa Platform has been very frictionless. We have
seen exponential improvement in the fee collection cycle since the association with
SysPaisa, as we can now automate the student fee & hostel fee collection course-wise
and batch-wise. SysPaisa Solution has also enabled us to get a single point of
access to information like fee reconciliation, payment status, refunds, etc.
SysPaisa Products
What we offer
Tech-enabled, customer-centric solutions deeply integrated with customers' businesses.
API-driven software platform built for the offline to online (O2O) transformation of businesses.
Application
Forms
Dynamic form builder with analytics
FeesBuzz
Fee collection management tool
EasyCollect
Reminder-based collection tool
InstaCollect
QR code based collections
Slices
Split-payment collection tool
Smart Billing
Invoice Management Solution
Teller
Distribution Management Solution
Industry
Healthcare
Education
Insurance
Utility
Education
Insurance
E-ticketing
NBFCs
Education
Insurance
Digital lending
Utility
E-ticketing
Healthcare
Education
ISP
Warehousing
ISP
OTT
E-grocery
Automotive
Telecom
Insurance
ISP
USPs
Customizable drag and drop builder
URL / QR code sharing Document upload facility
Reconciliation with fee breakup
Automated reminders
Customized reports and live dashboard
Integrated with Tally (Accounting Software)
Automated recurring bill payments
Manage advance payment, collection and subscription
Customized collection page and provision for cross-sell / upsell
on the
payment page
Quick settlement of high value tickets
Low-cost payment collection solution
Sharing and refund directly from dashboard
Spliting and instant settelment for retailors
Centralized pricing control with aggregator
Entire supply chain on one platform
Teller can be integrated with Tally (Accounting Software)
Features
Investing in fewer accountants for reconciliations
Auto reminders
Instant reconciliations
1-click dashboard
Real-time data
In-depth analytics
24*7 best-in-class industry support
Quick integration
Benefits
30-40% Reduction in
costs
60% + Improvement in
collection
cycle
Full suite of financial applications Plug-and-play integration
Modular Features
Customized solutions
Payment Gateway - With Best Success Rates
DEMO Link
Works Seamlessly with
Payment Link - Collect online paymnets Instanly
Feature
Generate payment links share via SMS, Email, or WhatsApp.
Create & send customized payment Reminders via SMS,
Email, WhatsApp, or IVR.
Enable all payment sources including Credit & Debit cards,
NetBanking, UPI, and mobile wallets.
Allow your customers to make partial payments online.
Wire Payout - Neo-banking solution for salary, vendor,tax (GST) payments
Works Seamlessly with
Features
Add and activate beneficiary accounts instantly. Use our Bulk Upload
feature to add all your beneficiary accounts at once.
Send money to your beneficiaries using UPI, IMPS, NEFT, or RTGS.
No need to process hundreds of transactions manually one by one. Just upload a
single sheet (bulk upload) and we will take care of processing all your
transactions and give you a detailed report of your processed transactions.
Your account comes with a complete account statement that will help you
keep
track of all the credits & debits happening in your virtual account. On-demand
reports will help you get all the data you need for different departments.
You can create rules based on amount and transactions will go through only if it
gets all the approvals from the required member.
Manage tax payments (GST), vendor, salary, etc., payments directly from the Wire
dashboard.
Upload money into a pool account or use Wire directly to debit money directly
from
your Bank Account (connected banking).
FeesBuzz - Fee Management Overview
Fee collection Management Tool used by educational institutions
Without FeesBuzz
Maintain Records of Students
Collect Fees
Manual Reconciliation
Manual Reconciliation
Account for Non-Digital payment
Follow up for Collections
With FeesBuzz
Auto Fees Collection Management
Digital Payment with link
Reconciliation & Analytics
Auto Reminders
Key differentiators
Reconcile students with customised fee structure based on batch,
course,
reservation criteria, etc.
Merchant controls - split, postpone, prepone or waive-off instalments.
Students controls - split a payment into multiple parts to pay
high
value
instalment using multiple accounts/ cards.
Automate reminders (SMS/ WhatsApp/ E-Mail/ OBD).
Automate collections with E-Nach.
Full reconciliation for payments over NEFT/ IMPS/ RTGS in
addition to
CC,
DC,
NB, UPI, etc.
Configure rule-based scholarships/ early bird discounts/ late
payment
penalties.
Auto-split payments to vendors (e.g., mess, hostel, books,
etc.).
Customized reports, live dashboard, instant receipts for the
institution and
the
students.
Offer education loans to students.
Value Proposition
~15 Days reduction in collection cycle
20% Less resources required
Works Seamlessly with
Forms - Form Builder Overview
Dyanamic Form Builder with Analytics (potential use cases school / college admission form, insurence
registration form, gym regitration from etc.)
Without BuildBuzz
Form Creation
Customization
Integration with Payment Gateway
Security
Hosting
Go Live
With BuildBuzz
Sign Up
Create form in 5 Mins with
customization
Reconciliation & Analytics
Validations & Pre-integrated Payments : Example
[
Application Form
]
[
BA Economics (INR 1,20,000)
]
[
BSc Finance (INR 1,80,000)
]
[
Single-sharing (INR 1,00,000)
]
[
Double-sharing (INR 80,000)
]
Net Payable :
INR 2,20,000
INR 2,60,000
Key differentiators
Customized forms by multiple criteria and 100+ form elements (e.g., Digital
Signature )
DigiLocker integration for fetching documents (e.g., PAN, Aadhaar,
Marksheets etc.)
OTP verification-pre-integrated
Dynamic/ conditional amount calculation
Pre-integrated with payments -100+ payment modes
Customized form can be shared through URL or QR code
Upload documents on the tool
Percentage completion of form visible to the user as well as merchant
(live)
Live tracking of application status on student's dashboard
Customized reports and lead management (e.g., Shortlist students before accepting payments)
Strong analytics - analyze spends, collections, Rol by source (Facebook,
Linkedin etc.) by campaigns, by demographics etc.
EasyCollect-reminder-based collection tool
Use Cases
Eenterprises with an ERP (for automating reminders), BFSI (e.g., loan collections, locker
payments),
subscription businesses (e.g., magazines, cable TV providers, Internet Service Providers etc.),
franchise businesses etc.
Without EasyCollect
Generate each invoice manually
Follow up with each customers
Payment Digital / Non-Digital
Manual Reconciliation
Settlement
With EasyCollect
Upload / create customers details
Customized digital Payment link
Reconciliation & Analytics
Configurable / AI auto-reminders
Can be customized by merchant
Reminders
[
T-30
]
Notification
[
T-15
]
Email
[
T-7
]
SMS
[
T-3
]
WhatsApp
[
T-1
]
Outbound Call
Key differentiators
Automated recurring bill payments
AI based reminder notifications (e.g., for schools best time to remind
is 8-10 pm on Friday)
Manage advance payment,collection and subscription
Create fixed value or open value links with minimum and maximum
amount range
Customize discount coupons with bank offers
Offer brand coupons to customers as value add offering
Analytics on dashboard (e.g., click through rate)
Brand customised payment pages with a provision to cross-sell/ upsell
on the payment page
SmartPay - DIY payment pages and forms
SmartPay - customizable payment page (e.g., donation collection by NGOs)
Key differentiators
Flexibility to collect payments by customizing the pre-payment and post-payment
flows
Option to enable/ disable certain payment medthods that are supported by PG for
their
customers with a single click
Merchants can collect data from their customers that is required for their
business by customizing the payment pages. i.e., registration, feedback/ surveys
etc.
Auto-reminders can be sent via SMS/WhatsApp/mail to collect payments without hassle
Split payment settlements
Link expiry management
Customizable payment fields to display to the customer
Fig. 1. Merchant dashboard to payment page
Fig. 2. Customized payment pages
Instacollect - collection tool for high ticket size and non-payment getway transactions
Use cases - IT service companies collecting paymnets against invoices, real estate builders etc.
Without InstaCollect
Open Account
Manually share details
Recive payment
Multiple settlement to current Account
Manual Reconciliation to find pending payments
With InstaCollect
Open master A/C
Order wise Virtual Account (VA) generated
Digital payment to Virtual account
Auto reconciliation with one-click visibility of reciepts and pending dues
Without InstaCollect
Open Account
Manually share details
Recive payment
Multiple settlement to current Account
Manual Reconciliation to find pending payments
With InstaCollect
Open master A/C
Order wise Virtual Account (VA) generated
Digital payment to Virtual account
Auto reconciliation with one-click visibility of reciepts and pending
dues
Key differenttiators
Create Virtual Accounts (VA) for each store/ departmment, customers, or oders/
invoice
Recive high value ticket size transactions
Quick settlements
Unlimited VAs with account number and IFSC code
Low cost as compared to other payments modes
Refund option available directly from the dashboard
Multiple collection options UPI/ IMPS/ NEFT/ RTGS
Option to trigger collect request i.e., dynamic request for a specified
amount to
a specific customer
Discount coupons - comprehensive offering to merchant to enable discounts for customers
Discount coupon flow
Customers Eenters payment details
Customer selects coupon basis payment mode & other customizations
Coupon code validation
Post successful validation, discount applied
Customer completes payment at discounted rate
Merchant sees real time details of redemptions ( dashboard and excel download)
Discount coupon flow
Customers Eenters payment details
Customer selects coupon basis payment mode & other customizations
Coupon code validation
Post successful validation, discount applied
Customer completes payment at discounted rate
Merchant sees real time details of redemptions ( dashboard and excel download)
Key differentiators & value proposition
Configrations available :
Number of transactions (e.g., only first 100 customers get a discount)
Payment mode
Payment systems (e.g., Visa, Master)
Card type (e.g., platinum)
BIN numbers
Bank name
Maximum discount
Supports upfront discount and cashbacks
Tiered construct - Based on engagement (e.g., discount on 3rd
transaction)
Customizable coupons enables merchants to run specific discount and offers to
promote
sales
1 click access to entire bank wise/ campaign wise Reconciliation statement
required to raise claim ( application in bank funded/ co-funded schemes)
Reward recurring or high spending customers and increase stickiness
Seamless self coupon generation & application flow; no need for third party
interventions
Comprehensive usage reports and analytics
Coupon dynamically visible as soon as card number is entered
Brand coupons - Third-party coupons to reward customers and increase stickness
Brand coupon flow
Customer enters payment details
Customer delects brand partner coupon worth up to payment amount
Customer completes the paynment
Brand coupon is sent to the customer's email ID
Customer redeems the coupon on the brand website/ app
Brand coupon flow
Customer enters payment details
Customer delects brand partner coupon worth up to payment amount
Customer completes the paynment
Brand coupon is sent to the customer's email ID
Customer redeems the coupon on the brand website/ app
Fig 1. "Show coupons" link to display
exclusive
coupons
Fig 2. Coupon list based on transaction
amount
Key differentiators & value proposition
Tie-ups for brand coupons and offers to promote sales
Merchants can create their own coupons for affiliate marketing
Merchants can select which brands' coupons too show ( to remove any
competitor
coupons)
Reward high spending customers and increase stickiness
Seamless self coupon selection; no need for third party interventions
Slices - Split payment collection tool
Without Slices
Perform individual KYC for retailers
Digital payment from customers
Reconciliation
Split calculation and settlement to retailers
Manual Reconciliation
Witih Slices
KYC for retailers
Digital Payment with split calculation
Digital payment to Virtual account
Reconciliation & Analytics
Without Slices
Perform individual KYC for retailers
Digital payment from customers
Reconciliation
Split calculation and settlement to retailers
Manual Reconciliation
Witih Slices
KYC for retailers
Digital Payment with split calculation
Digital payment to Virtual account
Reconciliation & Analytics
Key differentiators
Spliting the amount to Retailors - No charges by SysPaisa
Instant settlement to retailers
Customized report for each stakeholder
Retailor/ partner management on the dashboard
Centralized pricing control with the aggregator
Webstore - DIY no-code webpages to display products and services -> collect payments
Fig 1. Sample webstore page selling art
Features
Build your store online to start selling products and services faster.
Create a powerful and easy to use online store with just a few clicks.
No need to be a coder to create a beautiful online store for your business.
No monthly fees or startup fees, just pay a prcossing fee when you make a sale.
Promote your products & services, send bulk Emails and SMS, get SEO
done, generate leads, drive sales, and improve brand image using our easy to use
marketing tools.
Enable your customers to pay online anytime and anywhere with the help of our
powerful Payment Solution suite that can be integrated with your SysPaisa
webstore.
One-stop shop mobile payment app for accepting payments via multiple modes including
UPI, debit cards, credit cards, netbanking, mobile wallets etc.
Share payment links with your customer's via SMS, WhatsApp, Email.
Merchant gets notified by voice from Mobile App for payments received i.e.,
Merchant doesn't need to open App to verify payments -> faster queue management
at
checkout counter.
Check real-time transactions all at one place using ePOS app.
Instant withdrawal money anytime to your link bank account.
Create static (customer enters the amount) or dynamic (amount
specified by the Merchant) UPI QR codes.
SmartBilling - invoicing and subscription management Solution
Without SmartBilling
Manually generate invoices
Manually split multiple invoices
Follow up for payment
Digital / cash / cheque collection
Manual Reconciliation
Witih SmartBilling
Create invoice via API or on dashboard
Auto split of invoices and auto reminders
Digital collection
Auto reconciliation
Without SmartBilling
Manually generate invoices
Manually split multiple invoices
Follow up for payment
Digital / cash / cheque collection
Manual Reconciliation
Witih SmartBilling
Create invoice via API or on dashboard
Auto split of invoices and auto reminders
Digital collection
Auto reconciliation
Key differentiators
Collect payment using invoices via all payment modes.
Send notification and remiders via SMS, Email, WhatsApp.
Effectively manage collections for subscription plan i.e.,
auto-generate invoices peridically (e.g., annual maintenance charges,
gym membership fee etc.)
Duplicate/ clone invoices -> reduce time for new invoice generation.
Customized automated reminder for payment.
GST (tax) complaint invoice creation.
Split invoices into multiple instalments .
Fig 1. Customer (payer) view of a sample invoice
Teller - distribution management solution
Without Teller
Accouting team sends invoices
Manual follow up for payment
Collection ofpayment digital / cash / cheque
Manual accounting for return of goods
Receipt of pending payment in digital / cash / cheque
Manual reconciliation
Witih Teller
Onboard customers (distributors, retailers)
Create invoices (manual or via API / ERP)
Auto-reminders and collections
Pay via corporate cards / credit line / IMPS / NEFT / RTGS / UPI & other modes
Auto reconciliation of payments and journal entry in ERP
Without Teller
Accounting team sends invoices
Manual follow up for payment
Collection of payment digital / cash / cheque
Manual accounting for return of goods
Receipt of pending payment in digital / cash / cheque
Manual reconciliation
With Teller
Onboard customers (distributors, retailers)
Create invoices (manual or via API / ERP)
Auto-reminders and collections
Pay via corporate cards / credit line / IMPS / NEFT / RTGS / UPI & other
modes
Auto reconciliation of payments and journal entry in ERP
Key differentiators
No expensive ERP required for onboarding entire supply chain.
APIs for ERP available e.g, Tally
Zero effort for collection and reconciliation - fully automated
Provision to embed lending (e.g., credit line, corporate cards) to
reduce cash cycle ++ and funds blcked in working capital.
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